off-topic: reforming healthcare with a different approach
Here's an interesting thought on healthcare reform in light of the upcoming election - make the insurance actuarial business a public institution. Publish and mandate the actuarial tables used by insurance companies - that way all insurance companies must compete on the same basis. No more of this “ignore the man behind the curtain“ business. Whether you're buying insurance for one person or a group of people, all actuarial rates are the same. Any categorical divisions (smokers, skydivers, pre-existing conditions) must be approved and supported outside of the insurance industry.
back to Nant...